UK Tax Calculator 2025/26

Your Details

England / Wales / NI

Gross Annual Salary

£

Pension Contribution

%

Tax Code

Student Loan

Other Deductions (annual)

£

Blind Person's Allowance Marriage Allowance (Recipient)

Take-Home Pay

Per Year

You take home

£0

per year

0%

take home

Full Breakdown

All figures

Tax Bands Visualiser

2025/26

Personal Allowance (0%) Basic Rate (20%) Higher Rate (40%) Additional Rate (45%)

UK Tax Guide 2025/26

Quick Reference

🏦

Personal Allowance

£12,570

Tax-free income. Tapers above £100k.

📈

Basic Rate

20% — up to £50,270

On income between £12,571 and £50,270

📊

Higher Rate

40% — up to £125,140

On income between £50,271 and £125,140

💼

Additional Rate

45% — above £125,140

On all income above £125,140

🛡️

Employee NI

8% / 2%

8% up to £50,270 · 2% above

⚠️

60% Tax Trap

£100k — £125,140

Personal allowance removal creates 60% effective rate